Author Topic: Get quick cash through personal loans in India  (Read 2646 times)

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ccsrajeev

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Get quick cash through personal loans in India
« on: October 08, 2009, 05:56:31 AM »
Personal loan is the solution can fulfill your short term cash needs. Personal loans are unsecured all purpose loans which can be taken by individuals to meet their short term cash needs. The quantum of personal loan is dependent on your income and repayment capacity. Personal loans usually have a high fixed interest rate with a fixed repayment period, you should always think of taking a personal loan as the last resort after you have utilized all other sources of cash.

Personal loans are available from Rs. 10,000 to Rs. 10 lakhs for any purpose depending on your requirement, you can utilize the money in any way you want to; there is no restriction on the end usage of the loan. Personal loans are given without any security, guarantor or collateral, resulting in a very simple, fast and quick approval process. The loan lifespan ranges from 1 year to 7 years.

The quantum and the interest rate of the personal loans depend on different factors:
1.   Whether you are salaried or self employed
2.   Your monthly income
3.   Your employment stability
4.   Total EMI payments towards your existing loans
5.   Repayment track record of previous loans, if any
6.   Your age
7.   Your stability with the place of residence
8.   
The personal loan quantum and the rate of interest are totally dependent on your profile and the documents you provide for verification. After signing the loan documents, a demand draft or a cheque is drawn in your favour by the lender and you need to deposit post-dated cheques for the lifespan of the loan agreed by you.

To know charges and check list for personal loans visit http://needpersonalloan.blogspot.com/2009/10/get-immediate-cash-through-personal.html

Visit http://www.sriloans.com to get personal loans in India at your interest rates


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